Personal Financial Planning Courses 2019

Everybody wants to be informed about the financial situation and planning it. The need for financial independence is very big and people are constantly searching for the right person to help them. If you are interested in being this person, you should consider to be well informed about this field. Think about joining the courses available to become a professional in this field of employment. A number of schools offer certification programs in personal financial planning. This course requires coursework in basic financial planning principles. This course includes Overview of financial planning, Insurance, Principles and methods of investments, Income tax planning, Retirement and employee benefits planning, Estate planning. Outline of Financial Planning Generally the certification courses offered by the various schools cover the basics of financial planning. The initial classes give an overview of the way finances control our lives. The financial planners learn about: Identifying and defining financial objectives. Principles of cash flow, Insurance, College funds, Taxes, Benefits, Retirement, Estate planning. .u15e05556148cb8d461da40d232dd55df { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u15e05556148cb8d461da40d232dd55df:active, .u15e05556148cb8d461da40d232dd55df:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u15e05556148cb8d461da40d232dd55df { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u15e05556148cb8d461da40d232dd55df .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u15e05556148cb8d461da40d232dd55df .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u15e05556148cb8d461da40d232dd55df:hover .postTitle { text-decoration: underline!important; } READ Nebraska Colleges and Universities Pursuing Online and Campus Based Education in Nebraska, the Cornhusker StateInsurance In the present age, Insurance has become very important. Everyone wants insurance. Recognizing this need and the way it is needed to be handled in the individual financial condition, helps the investor to make proper decisions. Upon the completion of the course, you will understand the various insurance products and their salient features available to the common man. The topics covered are Life insurance, Annuities, Disability, Long-term medical care, Home and auto insurance, Umbrella policies, Medicare and Medicaid. Principles and Methods of Investments This course will teach you all the knowledge a financial planner is supposed to know. It covers: Securities laws and regulations Time value of money, Risk analyses, Stock valuation, Expected rates of return, Market indicators, Fundamental and technical analyses, Bonds, Options, Warrants, Futures and Mutual funds. Income Tax and Tax Planning Financial planners are expected to know about the income tax and related tax planning. Therefore a serious interest in this class is advisable. This course includes: Tax theory and tax laws, Income, Deductions, Tax rates, Tax credits, Sales, Exchanges, Tax-sheltering investments and Passive activity rules. .ua6ec59532a9813901dc36c37865084f1 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .ua6ec59532a9813901dc36c37865084f1:active, .ua6ec59532a9813901dc36c37865084f1:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ua6ec59532a9813901dc36c37865084f1 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ua6ec59532a9813901dc36c37865084f1 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .ua6ec59532a9813901dc36c37865084f1 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .ua6ec59532a9813901dc36c37865084f1:hover .postTitle { text-decoration: underline!important; } READ Washington Colleges and Universities Pursuing Online and Campus Based Education in WashingtonRetirement and Employee Benefits Planning When people are looking for a financial planner for them, not only are they looking for a person who will give them the right advice for the present, but also a person who will suggest them the way to invest their money so that they have a peaceful retired life too. Upon the completion of the course, you will be able to do a proper and complete retirement needs analysis. Also you will be able to understand and advice on the advantages and disadvantages of different retirement packages. Other important topics included in this course are: Tax deferrals and capital accumulation, Stock options, Non-qualified, deferred compensation plans, Tax-favored, corporate retirement plans, SIMPLEs, IRAs, SEPs and Profit-sharing plans. Estate Planning Recently a growing concern has been observed among people. This is the concern of wishes being fulfilled when they are no longer physically capable. The course also teaches you the ways to counsel a client so that they can transfer their resources, funds and assets to their heir. Also how these choices can have an effect on their tax objectives. Wills, living trusts, lifetime gifts and trusts, holding titles to property, life insurance and annuities, legal aspects, and post-death taxes are covered. .ud5499c8acd5c719d1b37764ce19f3fec { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .ud5499c8acd5c719d1b37764ce19f3fec:active, .ud5499c8acd5c719d1b37764ce19f3fec:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ud5499c8acd5c719d1b37764ce19f3fec { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ud5499c8acd5c719d1b37764ce19f3fec .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .ud5499c8acd5c719d1b37764ce19f3fec .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .ud5499c8acd5c719d1b37764ce19f3fec:hover .postTitle { text-decoration: underline!important; } READ Bachelor Degree Nursing Online Program Forensic Corrections Nurses Provide Needed Treatment to InmatesThe opportunities in this field are immense. The tax law alterations and amendments will help you in achieving your goal as a financial planner. So go and get your certification now! Related ArticlesLearning Financial Planning From Online Colleges and Its Contribution to Your Net WorthFinancial Planning a Worthwhile CareerFind Science and Engineering Degree ProgramsThe Trouble with Accounting TerminologyOnline Finance Degree and a Secure Financial FutureAccounting Training Can Add Up to a Brighter Future for You

Cultural Diversity in My Community - 1867 Words

Cultural Diversity in My Community Cindy Kirkland Cultural Diversity February 18, 2007 Chino a community being so diverse, there is not enough cultural awareness. Leaders in the community treat people friendly, because they either know them already or read their personalities. In a diverse community, it is essential that the members of that community be aware of other members in the community. Knowledge is power and people can learn a lot by just paying attention to the actions of others. To strengthen the community, cultural awareness is the key factor to improve the whole community. If everyone were to on an individual basis strive to improve cultural awareness, then a cultural diverse community will follow. Chino?†¦show more content†¦Labels such as Bro, Bro Hoe, Preppy, and Airhead with rich parents, Bro appeals to the guys who drive raised trucks and wear black socks pulled up, Bro Hoe appeals to over bleached hair and wearing the thong hanging out with their girls tee version of the Bros, and I think Preppy and Airhead are common stereotypes. Leaders wi th our community treat people that are like me friendly, because they either know us already or read our personalities. If the leaders treat people differently, it would be because their personality or reaction to something they did. Other members of the community treat people like me and people who are different normally, it is more about when there is something done to provoke a matter. The text touched on information that would better relate to an older generation, such as our parents and grandparents, and maybe later in life, we would better fit in to the description. It is the local media representation of people in our age group that we talk shit about, shows on MTV and similar networks such as The Hills, Laguna Beach, and My Super Sweet 16 are what we consider spoiled rich white bitches, and the preppy boys they waste 2/3 of their lives crying over. The last thing any of my friends or I want to see is rich white girls crying over nothing, too much fake tanner, overShow MoreRe latedThis Paper Will Be Discussing A Recent Fifteen Hour Field1197 Words   |  5 Pageswhich included many students of diverse ethnic and cultural groups. I will discuss any prejudices/discriminations I observed in the classroom based on ethnic and cultural diversity. I will also describe how this experience has made me determined to try to create a positive learning environment for students of diversity in the classroom. Keywords: Experience, culture, ethnicity, diversity Ethnic and Cultural Diversity Field Experience Report My field experience was completed at Hoover ElementaryRead MoreMemersion Reflection Analysis1593 Words   |  7 PagesNext, I learned that there are tons of community resources available to support people in need and to protect human rights. I chose to visit two immersions to learn more about the services that they each provide to the public. The most memorable immersion experience was the Domestic Violence Center located in West Chester, Pennsylvania. The services provided by this organization to victims of domestic violence are impressive. The second immersion was at the Food Bank of Delaware. It was greatRead MoreCommunity Nursing 405 Windshield Survey Essay example995 Words   |  4 PagesThere are many changes that I have observed in my neighborhood since living here for 21 years. There has been a recent migration of homeowners moving out of the neighborhoods. The home owners are either renting out their homes, to a new influx of section 8 tenants or they have chosen to walk away from their homes leaving many in the area to go into foreclosure. Foreclosure and crime are two of the biggest element of change that I have noticed in my neighborhood, and many of these problems ariseRead MoreCultural Change Initiative - Timely, A Non Profit Organization1430 Words   |  6 PagesCultural Change Initiative – Timely, a Non-Profit Organization The organization I would like to lead in a cultural change is a non-profit I have been a volunteer at for over a year. In order to respect the privacy of this non-profit, I will refer to them by the name of Timely. In my time spent at Timely, I have noticed lack of diversity in the board members, employees, and volunteers. The non-profit works towards helping those from a diverse background and demographic. Therefore, I have thoughtRead MoreCultural Change Initiative : Timely, A Non Profit Organization1517 Words   |  7 Pages Cultural Change Initiative Mary Ann Damian March 27, 2016 Managing Diversity Professor Tamara Von George, PhD Granite State College Cultural Change Initiative – Timely, a Non-Profit Organization The organization I would like to lead in a cultural change is a non-profit I have been a volunteer at for over a year. In order to respect the privacy of this non-profit, I will refer to them by the name of Timely. In my time spent at Timely, I have noticed lack of diversity in the board membersRead MoreCultural Diversity And It Influence On Nursing Practice1419 Words   |  6 PagesCultural Diversity and it Influence on Nursing Practice Culture can be defined as a way of life of a group of people such as, belief, behavior, values, customs that they accept and can be passed on from one generation to another. Cultural diversity is the presence of different cultural groups in the society, cultural diversity is something that nurses have to learn and practice every day in their carrier, especially when caring for their patients because, every individual or patient think, act andRead MoreA Deeper Perspective Of Sociocultural Theory941 Words   |  4 PagesThe generic definition for diversity is the â€Å"state of having many different forms, types, ideas, etc.† (Merriam-Webster.com). Culture is similarly generically defined as the â€Å"beliefs, customs, and attitudes of a group of people or an organization† (Merriam-Webster.com). A deeper perspective encompasses sociocultural theory, where the social and cultural context of a person’s thought and actions are considered. According to sociocultural t heory, we do not live in a vacuum. Interaction with socialRead MoreEducating All Students : Creating Culturally Responsive Teachers, Classrooms, And Schools992 Words   |  4 PagesGaining learning and experience about other cultures background will enrich my multicultural knowledge. Therefore, as an educator I must learn about others culture. As I begin to learn about others cultures I will understand how values influence the ways families interpret the instruction that feels right to them. A close study on Figure 3.1 implies that a teacher’s point view or the way the students are treaty can affect their learning. It keeps narrating the story of a teacher that had to learnRead MoreThe Cultural Diversity Self Assessment811 Words   |  4 Pagesbuilds on my existing knowledge and skills. In this paper, I will identify areas of weaknesses and strengths in my cultural competency skills as well as strategies that will improve my transcultural nursing care. I have identified t hese areas using the Cultural Diversity Self-Assessment. Achieving a total score of 104, this tool has allowed me to target my weaknesses and create a plan to increase my competence in those areas. I have also been able to identify my strengths in cultural competenceRead MoreMy Career Goals For Students With Community Outreach Programs1067 Words   |  5 Pages My major is professional development. I enjoy engaging and building rapport with people and understanding their values to make a difference to better their environment. In education I have learned to encourage others, explore and use interactive activities to demonstrate various ways to experience diversity. Interdisciplinary studies allows me to analyze, educate, and integrate cultural in a diverse communities. This semester I am taking an introduction to interdisciplinary studies, an interpersonal

Controversy - 1529 Words

Globalization and Education Technology Johnathon Norman Grand Canyon University The development of technology in the recent years has not only changed the way we visualize a classroom, but also it changes how students learn. One of the biggest issues with the advancement of technology is a teacher understanding how to effectively understand how to utilize and incorporate it into their curriculum. Once the educators understand the positives with the introduction of technology into the classrooms and the students learn how to effectively learn how to utilize the technology to advance their education. Globalization has affected many areas of the human life, most importantly education. Many third world†¦show more content†¦Educational goals are seen to be an area of great concern in the era of globalization. Universities will continually play a immense role increasing a better society. (S. Chinnammai, 2005) A global society that is driven by the use of technology that contributes to the development of future citizens, our children into more knowledgeable global citizens, intelligent people with a more broad skill set that allows them to become more competitive in the word. The future of a country is their ability to be able to compete in the global market. The developments in technology in education have shown that there is a shift forms us being a industrial based society to one that is information based. We have seen a change in the world towards a complete reliance on the use of electronic devices in order to deliver content. This ahs include the use of videoconferences, Internet has eliminated the barriers of distance. We have a variety of ways to learn with out being actually present in the classroom, this allows us e to open our minds to new ways of thinking. Global education teaches us about issues that cross borders and time zones on subjects such as political, technology a nd culture. The use of technology gives us access to other areas of the world other than ours. With the development and advancement of technology, the expenses to run an effective and efficient class room, teachers and school districts areShow MoreRelatedReverend Wright s Speech Controversy875 Words   |  4 Pagesspeech sparked controversy in 2008 due to the fact that President Obama was still running for the democratic nominee for the Presidential Election. Doubts about Obama began to form due to his association with Wright. Can the country trust a man who associates with a person that hate the country? As a response to the reverend s statement, Obama gave his speech A More Perfect Union to address the controversy, strongly putting Wright s speech in perspective and settling the controversies about himselfRead MoreNative American Controversy Essays837 Words   |  4 PagesNative American Controversy â€Å"People ask me why I don’t just let this go. It’s all in the past, they say. I tell them that there is no past tense in the Cheyenne language. The past is not gone. As I stand here before you, all of my ancestors stand with me.† ...Suzan Shown Harjo This controversy of using Native American mascots has been origins that are engrained deeply into Indian and Non-Indian relationsRead More Children and Violence: An American Media Controversy Essay1014 Words   |  5 PagesChildren and Violence: An American Media Controversy As censorship of the American media has broken down over the years, the amount of violence allowed to be shown in movies, on television, and in video games has skyrocketed. From coast to coast in our nation, this saturation of hostility in our media has caused many contentious debates between scholars, parents, students and government officials alike. In this controversy, the central argument revolves around the effects violent media hasRead MoreThe Controversy Over U.S. Domestic Surveillance1391 Words   |  6 Pagesproblems created by Bush were only the beginning of the controversy surrounding U.S. domestic surveillance. Today, the Obama administration continues to attract criticism due to leaks in knowledge related to the domestic surveillance activities under the NSA. The issues involving both the Bush and Obama administrations have created debates over privacy and national security and have also brought enlightenment to calls for reform. The controversy over U.S. domestic surveillance was really brought toRead MoreVaccination Controversy : Immunization Controversy1257 Words   |  6 PagesRunning Head: Immunization Controversy Page 1 Immunization Controversy Living in an environment where we are prone to many viruses, it’s very important that one take the proper precautions or considerations to control the risk of getting affected. However, when utilizing the ability of not becoming infected, one may question the fact weather there’s an actual effective form of prevention or not. To clarify the uncertainty, over many years one of the most strategic methods that have been used forRead MoreWhat Was Paul s Response Of The 1st Century Circumcision Controversy?1399 Words   |  6 PagesArmand Jeffris Daise RELG 204 May 2nd, 2016 Final Exam 1. Paul and Gnosticism. What was Paul’s response to the 1st-century circumcision controversy? What were the characteristic features (beliefs practices) of Gnostic Christianity? And in your judgment, can either viewpoint (or both) be considered ‘orthodox’ over against the other? Throughout the early history of Christianity, disputes broke out over mosaic law, particularly in the mid first century when the issue of circumcision, cutting offRead MoreThe Controversy Of Homosexuality Sparks Controversy1773 Words   |  8 PagesIntroduction: In every corner of the world, the topic of homosexuality sparks controversy from both supporters and opponents of the sexual orientation. Merriam Webster’s dictionary defines a homosexual as â€Å"being sexually attracted to people of the same sex.† The underlying influence from historical, sociological, and health disciplines are just a few reasons such a large gap exists on the spectrum between supporters and opponents of homosexuality. This paper serves as an analysis of the previouslyRead MoreAuditors And The International Financial Reporting Standards1703 Words   |  7 Pagesnegotiating them. Knapp (1985, p. 202) proposes the way that auditors approach these conflicts play a big role on the auditors independence and the content of the results and the credibility of the financial statements. Controversy threatens the success of the firm, resolving controversy will help reduce the agency cost hence minimizing the expenses to be incurred. Resolving audit disputes would also be serving the interest of the shareholders. Areas of Dispute: Audit disputes may arise in areas suchRead MoreArt And Race : Museums And Museums1740 Words   |  7 PagesMuseums and Race Museums and institutions have to handle controversies and tough subject matter. There is no easy solution in handling them that will please everyone. However, there some ways that are better than others. For the issues that surround race, I believe there is one way that is better than the rest. I believe the correct way to display works of art or any other offensive work is to give the proper background context of the article. With this proper context, it is necessary to understandRead MoreOrgan Donation And Its Effects On The Donor Essay1694 Words   |  7 Pagesbrings up controversy because people view individuals who are willing to donate their organs a certain way. In almost every practice of medicine,there comes different controversies. Especially when medicine is closely related to the public and their opinion of practices and treatments, learning and settling these disagreements can benefit the public and the healthcare field. The practice of organ donation, whether it is through postmortal or inter vivos donation, can have controversy from the public

Analysis Of The Witch Of Atlas - 772 Words

In Shelley’s â€Å"The Witch of Atlas† one of the central themes is the Witch’s fascination with exploring the world of humans outside of their waking hours. Although the Witch possesses supernatural powers beyond the realm of human comprehension, she also enjoys observing the strange and fascinating beauty of sleep. For her, the purest and best qualities of humans can be found in the chaotic but surprisingly revealing world of dreams. From the beginning of stanza sixty-three, Shelley continues the story of the Witch’s travels on her boat by contrasting the Witch’s graceful journey with the humanity of spontaneous, uncontrolled dreams. He compares these nightly adventures to navigating a â€Å"wide lake† full of dangers, and notes that humans are†¦show more content†¦After clearly showing the limited nature of dreams, Shelley goes on to illuminate the Witch’s observation that, while humans may not be able to fully appreciate t he world of dreams, sleep in of itself has an almost magical effect on a person. When people drift off to sleep, they do not simply slip into darkness, but into a different realm where the Witch can view individuals â€Å"beheld as living spirits† in the night (91). Not only this, but the act of dreaming, of giving up our control of the waking world, allows the Witch to see â€Å"through a rude and worn disguise† that would normally conceal a person’s true identity (91). This, in fact, is the key quality that draws in the Witch to become so interested in human dreams. All too often, the ideas and personality we present to the outside world simply do not match ourselves on the inside, whether due to a lack of self-esteem or for more nefarious purposes. Openness and honesty can be difficult traits to find or uphold, but while asleep all worldly considerations become meaningless. The Witch, then, can view â€Å"the naked beauty of the soul lay bare† by revealing the parts of people that are worthy of admiration, regardless of what face they may wear during the day (91). Furthermore, the simple use of the word â€Å"naked† shows that the beauty of each person’s soul does not necessarily stem from their inherent personalShow MoreRelatedEssay Thirteen Days by Robert Kennedy978 Words   |  4 PagesThirteen Days by Robert Kennedy Thirteen Days, by Robert Kennedy, is a portrayal of the drama surrounding the Cuban missile crisis, and an analysis of the ordeal. There are two sides to this conflict which was played out in the post-World War II era. On one hand you have the Communists of the Soviet Union, whose desire to bring all of Europe under their heel would nearly spark a war that would annihilate the human race. On the other stands the Americans who wished the vindication of rightRead MoreEssay on Jungian Psychology and Joseph Conrad’s Heart of Darkness6193 Words   |  25 Pageswarning and foreboding, I have been drawn beyond the classic analysis of the Heart of Darkness, embarking down an uncharted tributary, scouting parallels between Marlow’s tale and Jung’s own journeys to Africa, and seeking murky insight into the physical and the metaphorical impact of the dark continent on the language and the landscape of depth psychology. â€Å"Africa,† wrote Graham Greene, â€Å"will always be the Africa in the Victorian atlas, the blank unexplored continent in the shape of the human heartRead MoreReceived Pronunciation: Historical Background and Application17580 Words   |  71 Pageslanguage by people who study the problem of functional usage of Standard English. The scientific novelty of our research is in revealing the distinguishing features of Standard English as RP and some Non-RPs, particularly GA, through their comparative analysis. Our research work consists of the introduction, two chapters, the conclusion and the bibliography. The first part of this paper includes mostly the theory, i.e the history and development of RP, worked out by such linguists as D. Jones, D. Crystal

Bad Writing Assignment(Intentional) Free Essays

An Indiana supermarket has started the next trend in do-it-yourself grocery shopping – allowing customers not only to check themselves out. But also to let themselves in. On Thanksgiving night in Goshen, the locking mechanism on its front door was not checked by someone at the store. We will write a custom essay sample on Bad Writing Assignment(Intentional) or any similar topic only for you Order Now That resulted in a dozen customers entering the store and trying to shop despite a complete absence of store employees. Normally open 24 hours a day, the doors of the store were shut at 6 p. m. on Thanksgiving evening. Store manager, Sheila Donley, said. It seems the locks on the front doors must have failed, and instead of actually sleeping off their turkey dinners or getting an early head start on Black Friday, some loyal Kroger customers decided to pick up a few extra items. † Since the locking mechanism had failed the doors were not easy to slide open, Donley said, that may have deterred others who came earlier in the evening. About 10:15 p. m. , though, one customer decided the store looked open. And pulled the sliding front doors apart just as several other shoppers arrived. When I arrived at the store I could see a little space between the doors, because all the lights were on inside, I just assumed the automatic opener had stopped working but I could still shop,† said, Goshen resident, Bill Terrell. â€Å"I looked for an employee to alert, I found no one and decided just to buy what I needed. † Several other late-night shoppers gathered items and went to the self-checkout lanes, seemingly oblivious to the utter lack of employees. They realized something was wrong after seeing all registers closed, Terrell said. At some point, police were called. Puzzled by the situation, a call came from a customer or a neighbor concerned about the sudden activity. Police spokeswoman, Christy Samms said, â€Å"There were definitely no signs of forced entry at all and apparently no one stole any items from the business. † She said it appeared the door’s locking mechanism had not completely engaged. At this point in time, Donley, called in by police, secured all of the entrances and sent the confused customers on their way – each with a voucher for $20 worth of Kroger-brand items on a upcoming future visit. The customers, taking it in stride, left without incident, Terrell said. â€Å"As foolish as we probably were to be out on Thanksgiving night, I guess it’s hard to complain about free food on our next trip,† he said. 1a. Original: Donley, called in by police†¦. 1b. Revision: At this point in time, Donley, called in by police†¦ (Concise Wording) 2a. Original: â€Å"There were no signs of forced entry and apparently†¦. 2b. Revision: â€Å"There were no signs of forced entry at all and apparently†¦ (Unnecessary Filler) 3a. Original: †¦and apparently no one stole from the business. † 3b. Revision: †¦and apparently no one stole any items from the business. † (Unnecessary Filler) 4a. Original: â€Å"It seems the locks on the front doors failed†¦ 4b. Revision: â€Å"It seems the locks on the front doors must have stopped working†¦ (Concise wording) 5a. Original: â€Å"I could see a little space between the doors†¦ 5b. Revision: â€Å"When I arrived at the store I could see a little space between the doors†¦ (Long Lead Ins) 6a. The doors were not easy to slide open,†¦. 6b. Since the locking mechanism had failed the doors were not easy to slide open,.. (Long Lead Ins) 7a. †¦and instead of sleeping off†¦. 7b. †¦and instead of actually sleeping off†¦ (Needless Adverb) 8a. †¦brand items on a future visit. 8b. †¦brand items on a upcoming future visit. (Redundant Words) 9a. â€Å"There were no signs of forced entry†¦ 9b. â€Å"There were definitely no signs of forced entry†¦ (Needless Adverb) 10a. †¦or getting an early start on Black Friday†¦ 10b. †¦or getting an early head start on Black Friday†¦ (Redundant Words) How to cite Bad Writing Assignment(Intentional), Papers

Ageing Population In Singapore Human Life †Myassignmenthelp.Com

Question: Discuss About The Ageing Population In Singapore Human Life? Answer: Introduction Time is an imminent force that binds human life and activities, and its most prominent manifestation is felt in the form of ageing. A nations populace is said to be ageing when the average age escalates, unaffected by demographic factors like death-rate, birth rate, annual migrations and so on. This is a problem many South Asian countries, where governments are faced with the uphill task of providing facilities like healthcare, accommodation and basic amenities to older people who cannot actively contribute to the economy. This adversity is particularly pertinent in Singapore, which happens to be one of the most rapidly augmenting economies in the world. Discussion Situation overview Notwithstanding the nations economic strong-footing, Singapore has a shocking meagre rate of birth and a steep quota of ageing people. When Singapore became independent from Malaysian rule in 1965, its populace was about 1.8 million, who were mostly labourers and farmers devoid of formal education. The mean age of the citizen has hiked drastically to 36.9 in 2015, with people above 65 constituting 11.8% of the populace, which was about 11.2% in 2014. Demographic studies reflect that old age benefits policy has been altered in the past few decades, with the number of citizens in the 16-64 age-group has been dwindling progressively since 1970 (Swee-Hock, 2012). Governments Take Singapores Prime Minister Lee Hsien Loong expressed his apprehensions that if this trend continues, the populace pyramid will turn upside down by 2050, even taking immigration into account. From 220,000 in 2000, the population of the 65-plus age-group doubled to 440,000 in 2005, and is estimated to rise to 900,000 in 2030 (Kelly, 2017). This has resulted in sandwiched households, in which about two adults are sustaining both the younger and older generations. This is bound to adversely affect Singapores healthcare facilities and the opportunities for the coming generations (mom.gov.sg, 2017). Rapid ageing will take a toll on the nations economic progress; as most companies are bound to suffer from productivity issues. Low Birth-rates The cause of this situation can be traced back to three main factors. Firstly, the mindset of people has undergone a significant change since the boosted births of the late 1940s. These days, Singaporeans are more focused on building prosperous careers, with better education and increased exposure to global media. People are growing less eager to have babies, as it would affect their careers, especially the mothers. Under such circumstances, the birth rate at present is decreasing, causing the ratio of old age to increase as the population of young citizens is lowering rapidly. Increased Fertility in the 1940s The second reason is the post-war baby boom of the late 1940s. After the war, people felt safer and more eager to have babies at the prospect of a bright future in a peaceful nation. Most of these children are over 65 now (Heok, 2014). The war had caused a lack of good and accommodation already, and the situation worsened. The government imposed the two-child norm and promoted abortion and contraceptives in order to curb the increasing needs at a time of severe deficit. These measures proved to be greatly successful and the rate of births took a sharp pitfall. The abruptly pared number of children caused a drop in the ratio of children in the total populace of Singapore, and a subsequent rise in the ratio of older men. This is precisely the key factor that spurred the relative ageing of the population. Enhanced Life-expectancy The advancement of medical sciences is the third factor that has contributed to the ageing population in Singapore. Efficient health care has resulted in bringing down the mortality rates in all countries across the world. Hence, this is not an influence on Singapore alone, and can also be seen with the ageing of the population in Japan, China, Norway and other countries. According to Statistics Singapore, the rough rate of deaths (per 1000 people) was 5.2 in 1970. That figure was cut short to 4.5 and 4.4 in 2000 and 2008 respectively (Rutherford Socio, 2012). The mortality rate has been in steady downfall since 1970, and so has the ratio of elderly people increasing. This clearly bears testimony to the advancement of medical facilities of Singapore, which is ranked sixth in the world by WHO (Huang, Yeoh Toyota, 2012). Favourable government policies have greatly helped the elderly in bringing down the medical expenses for the older people, who cannot earn as much. The government la unched the Eldershield policy, a scheme akin to the 3M framework of Medishield, Medisave and Medifund. Under such schemes, elderly people are enabled to meet their expenses while also invest their funds for future benefits (straitstimes.com, 2017). Other Nations Such a situation of ageing of the population is present in other countries as well, the notable ones being Japan, Italy, Greece and Germany. Japan is estimated to have the oldest population, as it has the highest ratio of elderly residents- with 25.9% of the population aged 65 and above. Japan experienced a baby boom after World War II, between 1947 and 1949. However, the nation was faced with productivity problems, and like the Singapore government, the Japanese Government legalised abortions and encouraged the usage of contraceptives (Muramatsu Akiyama, 2017). This led to a low fertility and the subsequent ageing of the population, which has potent effects even today. In Germanys case, the problem can be attributed more to political outlooks and gender biases. After World War II, having to choose between kids and careers, most German women focused on jobs, resulting in a decline in birth-rates. Since the reunification of Germany in 1903, the government is trying to boost the rate of births, with considerable effect. Conclusion To round the discourse up, the government of Singapore have realised that they are faced with a serious demographic adversity, and are making efforts to address the problem. The issue poses a threat not only for the society and healthcare facilities, but most importantly, on the economy of Singapore. To that effect the government has taken up measures like re-employment after retirement of elderly people, exclusive housing and transport facilities, reduction in taxes, free medical facilities and so on. A time will come when this adversity will reach its peak; however, the Singaporean government and people look to be preparing for the situation in advance. References: Heok, K. E. (2014). Ageing Baby Boomers. 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